Ministry of Rural Development launches 152 SAKSHAM centres under DAY-NRLM | Daily Current Affairs 2022
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Ministry of Rural Development launches 152 SAKSHAM centres under DAY-NRLM

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SAKSHAM Centres under DAY-NRLM

SAKSHAM Centres: Ministry of Rural Development (MoRD) launched 152 SAKSHAM centres as a part of Azadi ka Amrit Mahotsav.

Key Points:

  • A total of 152 Centres for Financial Literacy and Service Delivery (SAKSHAM Centres) have been launched under Deendayal Antyodaya Yojana – National Rural Livelihoods Mission.
  • These centres have been launched across 77 districts of 13 states during 4-8th October, 2021.
  • The Centre for Financial Literacy & Service Delivery (CFL&SD) would act as one stop solution/single window system for basic financial needs of Self-Help Group (SHG) households in rural areas.

Management of these centres:

  • These Centers will be managed by SHG network, largely at the level of the Cluster Level Federations (CLFs) with the help of trained Community Resource Persons (CRPs).

Trained Community Resource Persons (CRPs):

  • These trained CRPs are provided six days residential training at Rural Self Employment Training Institutes (RSETIs).
  • RSETIs are established by the Lead Bank of the district.
  • All of these resources persons, popularly known as Financial Literacy Community Resource person (FL CRPs) also provided a training tool kit in vernacular languages.


  • The main objective of the center is to provide financial literacy & facilitate delivery of financial services (savings, credit, insurance, pensions etc.) to SHG members and rural poor.


  • MoRD has also launched a mobile & web-based application called “SAKSHAM”.
  • SAKSHAM App will be used by the community resource person of the Centre to know the penetration of various financial services for each SHG & village, identify major gaps and accordingly provide training and deliver the required financial services.
  • The impact of the programme on regular interval for mid-course correction in strategy, if any will also be measured by this application.

Additional Info:


  • DAY-NRLM (Deendayal Antyodaya Yojana – National Rural Livelihoods Mission) is a centrally sponsored programme, launched by the Ministry of Rural Development in June 2011.
  • The scheme is integration of the National Urban Livelihoods Mission (NULM) and National Rural Livelihoods Mission (NRLM).
  • It was launched as ‘Aajeevika – National Rural Livelihoods Mission (NRLM)’ by the Government of India’s Ministry of Rural Development in the year 2011.
  • It was renamed as DAY-NRLM in 2015.
  • DAY-NRLM is the flagship program of GoI for promoting poverty reduction through building strong institutions of the poor, particularly women, and enabling these institutions to access a range of financial services and livelihoods.
  • This initiative was launched with the following objectives:-
  • To eliminate rural poverty by creating effective and efficient institutional platforms to enable the rural poor to increase their household income by means of sustainable livelihood enhancements and better access to financial services across the country..
  • To harness the innate capabilities of the poor and complements them with capacities (information, knowledge, skills, tools, finance and collectivization) to participate in the growing economy of the country.


  • Its function involves working with community institutions through community professionals in the spirit of self-help which is a unique proposition of DAY-NRLM.


  • It is implemented in a Mission mode by special purpose vehicles (autonomous state societies) with dedicated implementation support units at the national, state, district and block levels, using professional human resources in order to provide continuous and long-term handholding support to each rural poor family.

The scheme was launched through investment support by the World Bank.

Sub schemes under DAY-NLM:

Some of the schemes launched under DAY-NLM are:

  • Aajeevika Grameen Express Yojana.
  • Deen Dayal Upadhyay –Grameen Kaushalya Yojan.
  • Start-up Village Entrepreneurship Programme.
  • Mahila Kisan Sahshaktikaran Pariyojana.

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